Pengaruh Persepsi Petani dan Pengaruh Sosial Terhadap Peningkatan Kinerja Usahatani Melalui Adopsi Financial Technology di Kecamatan Cikajang Kabupaten Garut

Gamaliel Benyamin, Tuti Karyani

Abstract


The horticulture sector is one of the sectors that plays an important role in national economic development. Cikajang District, Garut Regency, is one of the centres of horticultural crop production in West Java due to its favourable geographical conditions. Capital is a common problem for farmers, especially farmers with a small farming scale. One of the reasons is the difficulty of farmers in accessing capital sources. Financial Technology comes as a solution for farmers to facilitate access to capital sources. This study aims to describe and analyse thedirect andindirecteffects of farmers' perceptions and social influence on farm performance through the adoption of financial technology as an intervening variable. The research was conducted in Cikajang District, Garut Regency with 72 farmers as respondents. The research method used was Structural Model Equation - Partial Least Square (SEM - PLS) with SmartPLS 4 software. The results showed that farmers' perceptions had no direct effect on improving farm performance, but had an indirect effect on farm performance through the adoption of financial technology. Social influence itself has both a direct and indirect effect on farm performance. The test also found that the adoption of financial technology has a significant effect on farm performance.

Keywords


teknologi finansial, persepsi, pengaruh sosial, adopsi inovasi, usahatani

References


BPS. (2022). Statistik Indonesia 2022. https://www.bps.go.id/publication/2022/02/25/0a2afea4fab72a5d052cb315/statistik-indonesia-2022.html

BPS Cikajang. (2022). Cikajang Dalam Angka 2022. https://garutkab.bps.go.id/publication/2022/09/26/eacdb10e9997ca11a5cf3cfb/kecamatan-cikajang-dalam-angka-2022.html

BPS Garut. (2021). Garut Dalam Angka 2021. https://garutkab.bps.go.id/publication/2021/02/26/ce10c1ee0a8e01814340e334/kabupaten-garut-dalam-angka-2021.html

BPS Jawa Barat. (2022). Jawa Barat Dalam Angka 2022. https://jabar.bps.go.id/publication/2022/02/25/0d261f828b581d8082bbc6c1/provinsi-jawa-barat-dalam-angka-2022.html

Fatiah, Y., & Hernowo. (2023). Pengaruh Variabel Moderasi Kelembagaan terhadap Hubungan Modal Sosial dan Kinerja Usahatani Kapulaga di Lahan Perhutani Kabupaten Banyumas. AGRIFITIA : Journal of Agribusiness Plantation, 3(1). https://doi.org/10.55180/aft.v3i1.408

Hair, J., & Alamer, A. (2022). Partial Least Squares Structural Equation Modeling (PLS-SEM) in second language and education research: Guidelines using an applied example. Research Methods in Applied Linguistics, 1(3). https://doi.org/10.1016/j.rmal.2022.100027

Hair, J. F., Hult, G. T. M., Ringle, C. M., Sarstedt, M., Danks, N. P., & Ray, S. (2021). Partial Least Squares Structural Equation Modeling (PLS-SEM) Using R. In Practical Assessment, Research and Evaluation (Vol. 21, Issue 1).

Hamid, R. S., & Anwar, S. M. (2019). Structural Equation Modeling (SEM) Berbasis Varian. In Nucl. Phys. (Vol. 13, Issue 1).

Hartono, J. (2015). Konsep dan Aplikasi Structural Equation Modeling (SEM) Berbasis Varian dalam Penelitian Bisnis. Public Administration Review, 63(5).

Hermawan, H. (2019). Additional Impact of Capital on Rice Agribusiness Performance In the Perspective of Using Inputs, Structure of Costs and Revenues in Subang. MAHATANI: Jurnal Agribisnis (Agribusiness and Agricultural Economics Journal), 2(1). https://doi.org/10.52434/mja.v2i1.675

Karyani, T., & Akbar, U. (2016). Aksesibilitas Petani Mangga Gedong Gincu Terhadap Lembaga Keuangan Formal dan Non-Formal. Fakultas Pertanian Universitas Padjadjaran. https://jurnal.untirta.ac.id/index.php/jat/article/view/2494

Kock, N., & Hadaya, P. (2018). Minimum sample size estimation in PLS-SEM: The inverse square root and gamma-exponential methods. Information Systems Journal, 28(1). https://doi.org/10.1111/isj.12131

Mignouna, D. B., Manyong, V. M., Rusike, J., Mutabazi, K. D. S., & Senkondo, E. M. (2011). Determinants of adopting imazapyr-resistant maize technologies and its impact on household income in Western Kenya. AgBioForum, 14(3).

Mulyadi, M. (2011). Penelitian Kuantitatif dan Kualitatif Serta Pemikiran Dasar Menggabungkannya (Vol. 15, Issue 1).

Mulyaqin, T., & Haryani, D. (2013). Aksesibilitas Petani Padi Sawah Terhadap Sumber Permodalan dan Faktor-faktor yang Mempengaruhinya di Provinsi Banten. Buletin IKATAN, 3(2).

Omar, Q., Yap, C. S., Ho, P. L., & Keling, W. (2022). Predictors of behavioral intention to adopt e-AgriFinance app among the farmers in Sarawak, Malaysia. British Food Journal, 124(1). https://doi.org/10.1108/BFJ-04-2021-0449

Salsabila, E. P., Karyani, T., Trimo, L., Rachmawati, E., & Djuwendah, E. (2023). Korelasi Persepsi dan Minat Petani Sayuran Dalam Menggunakan Financial Technology di Kecamatan Pasirwangi, Kabupaten Garut. Jurnal Agristan, 5(1). https://doi.org/10.37058/agristan.v5i1.6870

Sholihin, & Ratmono. (2021). Analisis SEM-PLS dengan WarpPLS 7.0. In ANALISIS SEM-PLS DENGAN WarpPLS 7.0.

Skevas, T., Skevas, I., & Cabrera, V. E. (2021). Examining the relationship between social inefficiency and financial performance. Evidence from wisconsin dairy farms. Sustainability (Switzerland), 13(7). https://doi.org/10.3390/su13073635

Sugiyono, P. (2015). Metode penelitian kombinasi (mixed methods). Bandung: Alfabeta, 28.

Utami, A. F., Ekaputra, I. A., & Japutra, A. (2021). Adoption of FinTech Products: A Systematic Literature Review. Journal of Creative Communications, 16(3). https://doi.org/10.1177/09732586211032092

Vandana, & Mathur, H. P. (2022). Conceptual Development of Factors Driving Fintech Adoption by Farmers. Purushartha, 15(1), 39–50. https://doi.org/10.21844/16202115103

Wulandari, E., Ernah, & Supyandi. (2018). Akses terhadap Berbagai Sumber Pembiayaan dan Kaitannya terhadap Produktivitas Usaha Tani Hortikultura di Jawa Barat. Laporan Penelitian Fakultas Pertanian Universitas Padjadjaran.




DOI: http://dx.doi.org/10.25157/ma.v11i2.17805

Refbacks

  • There are currently no refbacks.


Copyright (c) 2025 Mimbar Agribisnis : Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

___________________________________________________________________________________

Diterbitkan Oleh :

Fakultas Pertanian Universitas Galuh

Jl. RE Martadinata No. 150 Ciamis 46274

Telepon: 0265-7602739

Email: [email protected]

 

Ciptaan disebarluaskan di bawah Lisensi Creative Commons Atribusi 4.0 Internasional.

 __________________________________________________________________________________

Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis diindeks oleh: